Cape Charles mayor lands top 1% NEXA Lending ranking in first year

Adam Charney, Cape Charles mayor and founder of Chesapeake Bay Mortgage, earned a Top 1% ranking at NEXA Lending in his first full year in business, placing him among the company’s top 36 loan officers nationwide. The honor highlights the brokerage’s rapid growth and its push to serve military families and homebuyers across Hampton Roads and the Eastern Shore.

Why it matters: - Adam Charney’s ranking signals a fast start for Chesapeake Bay Mortgage, with national production results in its first full year. - The recognition adds visibility to a local brokerage serving buyers in Cape Charles and the broader Hampton Roads market. - Charney’s dual role as mayor and mortgage broker gives the business a built-in local identity in a competitive lending market.

What happened: - NEXA Lending placed Charney in its Top 1% of more than 3,600 loan officers nationwide through its Founders Club. - The ranking put Charney among NEXA Lending’s top 36 producers. - The recognition came during Charney’s first full year leading Chesapeake Bay Mortgage, Empowered by NEXA Lending. - Charney also serves as the elected Mayor of Cape Charles, Virginia.

The details: - Charney has worked in mortgage banking and origination since about 1997. - He founded Chesapeake Bay Mortgage in October 2024. - Before starting the brokerage, Charney was a two-time President’s Club honoree at Atlantic Bay Mortgage Group. - Chesapeake Bay Mortgage gives clients access to more than 270 wholesale lenders through NEXA Lending. - The brokerage offers VA, FHA, conventional, jumbo, USDA, construction, refinance, reverse mortgage, renovation, and divorce lending programs. - Charney holds the Certified Divorce Lending Professional credential. - The brokerage serves Eastern Shore customers and buyers across Norfolk, Virginia Beach, Chesapeake, Newport News, Hampton, Portsmouth, Yorktown, and Poquoson. - Chesapeake Bay Mortgage works with first-time buyers, coastal and waterfront homeowners, real estate investors, and military families relocating into the region. - Charney is believed to be the only mortgage broker in Virginia currently serving as a sitting mayor. - Charney is a member of the National Association of Mortgage Brokers, the Hampton Roads Realtor Association, and the Eastern Shore Realtor Association. - Chesapeake Bay Mortgage is a BBB Accredited Business with an A+ rating. - Charney is licensed in Delaware, Florida, Kentucky, Maryland, Pennsylvania, Texas, and Virginia. - The brokerage is located at 109 Mason Ave, Suite D, Cape Charles, VA 23310, and its website is the company website.

Between the lines: - The Top 1% ranking helps position Chesapeake Bay Mortgage as a local brokerage with national-scale lender access. - Charney’s focus on VA loans fits Hampton Roads’ large military population and nearby installations, including Naval Station Norfolk, Langley Air Force Base, and Naval Medical Center Portsmouth. - The mayor-and-broker identity is a branding advantage, but the company also includes a formal disclosure that Chesapeake Bay Mortgage is an independent business and not affiliated with the Town of Cape Charles.

What’s next: - Charney says he plans to keep his roots local while continuing to grow the business. - Chesapeake Bay Mortgage is expanding from the Eastern Shore into the broader Hampton Roads market. - The brokerage is likely to keep emphasizing VA lending, relocation business, and specialty divorce-related mortgage services as it scales.

The bottom line: - Charney turned a first-year brokerage into a top-performing NEXA Lending producer while balancing elected office and a regional expansion push.